What is Kia Premier Motor Insurance?
Kia Premier Motor Insurance provides comprehensive cover for accidental loss or damage as well as a range of high quality benefits. You can also tailor your cover by choosing to add optional benefits that may suit your insurance requirements.
Plus with Kia Premier Motor Insurance, you also receive the support of a 24/7 online claims lodgement process, the option to pay by the month at no extra cost and our commitment that we'll guarantee materials and workmanship on repairs we’ve authorised for as long as you own or lease your vehicle.
Kia Premier Motor Insurance is available only through authorised Kia Dealerships and available to purchase when you buy your vehicle.
Key Features & Benefits
New For Old Vehicle ReplacementUp to 3 years of age
Parts We Use To Repair Your VehicleGenuine manufacturer's parts
Choice Of Repairer
Transportation Costs$500 any one incident
Personal Items In Your VehicleUp to $1,000 any one incident
Legal LiabilityUp to $20,000,000 any one event or series of events
Other Features & Benefits
Child seat or baby capsule cover
Up to $500 per incident
Up to $500 per incident
Emergency accommodation and travelling expenses
If incident occurred more than 100kms from home, up to $1,000 per incident
Lock re-keying / re-coding if the keys to your car are stolen
Up to $1,000 per incident
Staying mobile following theft
Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for max 30 days
Trailer and Caravan cover
$1,000 or market value whichever is lesser
This is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the
Product Disclosure Statement and Policy Document.
Removal of basic excess for tyre claims
- 2 replacement or repair claims in any one period of insurance
Removal of basic excess for windscreen, sunroof or window glass claims
- 1 replacement claim and 2 repairs in any one period of insurance
Staying mobile following an accident
- rental or loan car up to 30 days, $100 per day max
Option You Can Select To Decrease Your Premium
- reduce your premium by naming specific drivers on your policy
It is important to know that if you select this option and you make a claim where an unnamed driver was using the vehicle when the incident occurred, you may be liable to pay the unnamed driver excess.
What To Do In Case Of An Accident
1. Take precautions to prevent further loss, damage or liability.
2. Notify the police as soon as possible or necessary.
3. After checking everyone is ok, obtain as much information as you can - the more detail the better. Record the name, address, phone number, email address, licence number and insurer of other drivers involved, and the registration numbers of their vehicles.
4. Do not admit fault or liability.
5. Call Kia Insurance on 1300-493-685 and connect to claims.
6. Provide a detailed description of the accident and the damage which has occurred to the contact centre member.
7. Our claims specialists will arrange a vehicle inspection at the repairer of your choice and advise if an excess is applicable and when and how to pay it.
8. Once your claim is approved, your vehicle will be booked for repair.
9. When ready, your vehicle will be available for you to collect: Remember, we guarantee materials and workmanship on repairs we authorise for as long as you own or lease the vehicle.
10. All done! Your car is fixed. You pick it up from the repairer and drive away.
Frequently Asked Questions
Of course! With KIA Premier Motor Insurance you can choose an excess to suit your budget.
Choosing a higher excess may reduce your premium. You can also choose to cover your vehicle for agreed or market value.
Other additional optional benefits you can choose from include:
• Removal of basic excess for tyre claims (2 replacement or repair claims in any period of insurance)
• Removal of basic excess for windscreen, sunroof or window glass claims (1 replacement claim and 2 repairs in any period of insurance)
• Staying mobile following an at fault accident with a rental or loan car for up to 30 days up to $100 per day
• Tools of trade cover – up to $3,000 any one incident.
Kia Premier Motor Insurance is sold exclusively through the Kia Dealer network. For a quote, please contact your participating Kia Dealer.
Call the police immediately, then contact Kia Insurance on 1300-493-685 to submit a claim.
We may offer to replace your vehicle if it is deemed a total loss. We will take into consideration the age of your vehicle from when it was first registered, whether you are the original owner or bought the vehicle as a demonstrator. The replacement benefit of the policy is also dependant on approval from your financier if applicable. Refer to the PDS here.
Agreed Value means that in the event your vehicle is declared a total loss, and if outside the new for old replacement period, we pay you the agreed amount shown on your policy, less any applicable excess and outstanding premium. For Market Value policies, we’ll assess your car and local market indicators to determine its true value immediately prior to the loss. Your choice of Agreed or Market value is shown on your insurance schedule.
Yes. By taking out Kia Premier Motor Insurance, learner drivers are insured as long as they are legally supervised by a fully licenced driver.
Please call us on 1300-493-685 and we can arrange for another copy of your insurance policy to be sent via email or post.
A driver with an overseas licence is covered on your policy so long as they abide by the laws and driving regulations of the state or territory which they will be driving in. In Australia, laws and driving regulations differ from state to state. Some states require you to carry an International Licence with your current foreign licence. Other states request you carry your current foreign driver's licence together with a formal translation of your licence into English. In most Australian states and territories (the exception is the Northern Territory), you are able to drive on an overseas licence as long as it is current. You can only drive vehicles which your overseas licence authorises you to drive and you must drive according to any conditions on your overseas licence. You do not have to advise us that a driver using your car is in possession of an overseas licence, however it is important to let us know about anybody that you know of who will drive your car and have them listed on your policy. This will assist with avoiding any unlisted driver excesses that may apply in the event of a claim and ensure that all drivers are covered by your policy. For full details of conditions and exclusions please refer to the relevant PDS.
What is the difference between Comprehensive, Compulsory Third Party and Third Party Property Damage Car Insurance?
Compulsory Third Party (CTP) Insurance provides you with cover for people killed or injured in a motor vehicle accident for which you or the driver of your vehicle are at fault. CTP insurance is compulsory in all states of Australia and does not provide any cover for damage to property. Comprehensive Car Insurance however, does provide cover for damage to property. It provides cover for damage to your own vehicle, theft of your vehicle and damage you cause to other people's property and vehicles. This is different to Third Party Property Damage Insurance which only provides you with cover for loss or damage to someone else's property caused by a car accident which is your fault.
Terms & Conditions
 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
 If your vehicle was purchased new or as a demonstrator model by you, and becomes a total loss within three years of the starting date of the original registration, we will replace your vehicle with a new vehicle of the same make, model engine size, features and paint type if such a vehicle is available in Australia.
 If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part, if new is not available we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.
 If your vehicle cannot be safely driven home after a covered accident we will reimburse you for the cost of travel necessary to return you, your spouse, your de facto and/or dependent children to your home, and/or transportation for you to collect your vehicle when it has been repaired.
Kia Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance, Kia Australia Pty Ltd ABN 97 110 483 353 and the authorised dealers act as agents of Allianz and not as your agent. Neither Kia Australia nor any of its related companies have any liability in respect of this policy. For further information or assistance please contact 131 542 (KIA).
We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services.
If you hold a Kia Loan Protection Insurance policy and require more information, please refer to the Kia Loan Protection Insurance PDS or contact us for more information. You can download a copy of the PDS here.
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