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Kia Premier Motor Insurance

Protection for what’s around the corner





What is Kia Premier Motor Insurance?




Kia Premier Motor Insurance provides comprehensive cover for accidental loss or damage as well as a range of high quality benefits. You can also tailor your cover by choosing to add optional benefits that may suit your insurance requirements.
 
Plus with Kia Premier Motor Insurance, you also receive the support of a 24/7 online claims lodgement process, the option to pay by the month at no extra cost[1] and our commitment that we'll guarantee materials and workmanship on repairs we’ve authorised for as long as you own or lease your vehicle.
 
Kia Premier Motor Insurance is available only through authorised Kia Dealerships and available to purchase when you buy your vehicle.









Key Features & Benefits

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    New For Old Vehicle Replacement[2]
    Up to 3 years of age
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    Parts We Use To Repair Your Vehicle
    Genuine manufacturer's parts[3]
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    Choice Of Repairer[4]
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    Transportation Costs[5]
    $500 any one incident
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    Personal Items In Your Vehicle
    Up to $1,000 any one incident
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    Legal Liability
    Up to $20,000,000 any one event or series of events








Other Features & Benefits

 

 

Child seat or baby capsule cover

 

 

Up to $500 per incident

 

 

Emergency repairs

 

 

Up to $500 per incident

 

 

Emergency accommodation and travelling expenses

 

 

If incident occurred more than 100kms from home, up to $1,000 per incident

 

 

Lock re-keying / re-coding if the keys to your car are stolen

 

 

Up to $1,000 per incident

 

 

Staying mobile following theft

 

 

Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for max 30 days

 

 

Towing

 

 

Reasonable costs

 

 

Trailer and Caravan cover

 

 

$1,000 or market value whichever is lesser

 




This is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the
Product Disclosure Statement and Policy Document.







Optional Benefits

Tailor your cover to suit your insurance requirements. Choose to add the following optional benefits for an additional premium.

Removal of basic excess for tyre claims
- 2 replacement or repair claims in any one period of insurance

Removal of basic excess for windscreen, sunroof or window glass claims
- 1 replacement claim and 2 repairs in any one period of insurance

Staying mobile following an accident
- rental or loan car up to 30 days, $100 per day max

Kia insurance optional benefits page

Option You Can Select To Decrease Your Premium

Named driver excess option
- reduce your premium by naming specific drivers on your policy

It is important to know that if you select this option and you make a claim where an unnamed driver was using the vehicle when the incident occurred, you may be liable to pay the unnamed driver excess.

Kia insurance optional benefits page






What To Do In Case Of An Accident


1. Take precautions to prevent further loss, damage or liability.

2. Notify the police as soon as possible or necessary.

3. After checking everyone is ok, obtain as much information as you can - the more detail the better. Record the name, address, phone number, email address, licence number and insurer of other drivers involved, and the registration numbers of their vehicles.

4. Do not admit fault or liability.

5. Call Kia Insurance on 1300-493-685 and connect to claims.

6. Provide a detailed description of the accident and the damage which has occurred to the contact centre member.

7. Our claims specialists will arrange a vehicle inspection at the repairer of your choice and advise if an excess is applicable and when and how to pay it.

8. Once your claim is approved, your vehicle will be booked for repair.

9. When ready, your vehicle will be available for you to collect: Remember, we guarantee materials and workmanship on repairs we authorise for as long as you own or lease the vehicle.

10. All done! Your car is fixed. You pick it up from the repairer and drive away.









Frequently Asked Questions

Can I tailor my policy?

How do I get a quote for Kia Premier Motor Insurance?

What do I do if my car is stolen?

If my car is a total loss will you replace it with a new one?

What is the difference between Agreed Value and Market Value?

There's a learner driver in our family - are they covered?

How do I obtain a copy of my Kia Premier Motor Insurance policy?

Can someone with an international driving licence drive my car?

What is the difference between Comprehensive, Compulsory Third Party and Third Party Property Damage Car Insurance?




Terms & Conditions

[1] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

 

[2] If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

 

[3] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part, if new is not available we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified  new, recycled or reconditioned parts.

 

[4] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

 

[5] If your vehicle cannot be safely driven home after a covered accident we will reimburse you for the cost of travel necessary to return you, your spouse, your de facto and/or dependent children to your home, and/or transportation for you to collect your vehicle when it has been repaired.

 

The insurer of this Kia Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Sydney NSW 2000. In arranging this insurance Kia Australia Pty Limited ABN 97 110 483 353 and the authorised dealers act on behalf of Allianz and not as your agent. Neither Kia Australia nor any of its related companies have any liability in respect of this policy.

 

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 493 685.

 

If you hold a Kia Loan Protection Insurance policy and require more information, please refer to the Kia Loan Protection Insurance PDS or contact us for more information. You can download a copy of the PDS here.

The whole new levels of peace of mind
At speeds of 20 km/h or higher, BCW alerts you if a vehicle enters your blind spot, even when you are in the process of changing lanes. LED warnings flash on the door mirror and an audio warning is emitted when you signal to make a lane change.