Kia Premier Motor Insurance

Kia Premier Motor Insurance provides comprehensive cover for accidental loss or damage as well as a range of high quality benefits. You can also tailor your cover by choosing to add optional benefits that may suit your insurance requirements.
 
Plus with Kia Premier Motor Insurance, you also receive the support of a 24/7 online claims lodgement process, the option to pay by the month at no extra cost^[1] and our commitment that we'll guarantee materials and workmanship on repairs we’ve authorised for as long as you own or lease your vehicle.
 
Kia Premier Motor Insurance is available only through authorised Kia Dealerships and available to purchase when you buy your vehicle.

This is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the
Product Disclosure Statement and Policy Document.

1. Take precautions to prevent further loss, damage or liability.

2. Notify the police as soon as possible or necessary.

3. After checking everyone is ok, obtain as much information as you can - the more detail the better. Record the name, address, phone number, email address, licence number and insurer of other drivers involved, and the registration numbers of their vehicles.

4. Do not admit fault or liability.

5. Call Kia Insurance on 1300-493-685 and connect to claims.

6. Provide a detailed description of the accident and the damage which has occurred to the contact centre member.

7. Our claims specialists will arrange a vehicle inspection at the repairer of your choice and advise if an excess is applicable and when and how to pay it.

8. Once your claim is approved, your vehicle will be booked for repair.

9. When ready, your vehicle will be available for you to collect: Remember, we guarantee materials and workmanship on repairs we authorise for as long as you own or lease the vehicle.

10. All done! Your car is fixed. You pick it up from the repairer and drive away.

[1] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

[2] If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

[3] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part, if new is not available we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified  new, recycled or reconditioned parts.

[4] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

[5] If your vehicle cannot be safely driven home after a covered accident we will reimburse you for the cost of travel necessary to return you, your spouse, your de facto and/or dependent children to your home, and/or transportation for you to collect your vehicle when it has been repaired.

The insurer of this Kia Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Sydney NSW 2000. In arranging this insurance Kia Australia Pty Limited ABN 97 110 483 353 and the authorised dealers act on behalf of Allianz and not as your agent. Neither Kia Australia nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 493 685.

If you hold a Kia Loan Protection Insurance policy and require more information, please refer to the Kia Loan Protection Insurance PDS or contact us for more information. You can download a copy of the PDS here.