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Kia Finance

Finance you’ll be moved by
Kia Finance overview header image





Why Choose Kia Finance?





Nobody knows your Kia like us. Kia Finance offers convenient finance personalised for you, available at your local Kia dealership.

Kia Finance convenience
Convenience
Choose your Kia and apply for finance in one seamless visit at your local Kia dealership.
Kia Finance support
Specialist Support
Access dedicated customer support and manage your loan online through the Kia Finance Customer Portal.
Kia EV3
Exclusive Kia Finance Offers
Enjoy exclusive and competitive finance offers tailored specifically for Kia customers.
Kia Finance convenience
Convenience
Choose your Kia and apply for finance in one seamless visit at your local Kia dealership.
Kia Finance support
Specialist Support
Access dedicated customer support and manage your loan online through the Kia Finance Customer Portal.
Kia EV3
Exclusive Kia Finance Offers
Enjoy exclusive and competitive finance offers tailored specifically for Kia customers.
Kia Sportage
Personal Finance
Enjoy a tailored experience with a Kia Finance consumer loan, including flexible loan options, competitive fixed interest rates and repayments for the life of your loan.
Kia Tasman
Business Finance
A Business Loan can be a smart way to finance your car if it's used for work more than half the time. Discover the benefits of a Business Loan with Kia Finance.
Kia EV5
Kia Renew Guaranteed Future Value1
With a Guaranteed Future Value (GFV) loan, you can secure the minimum future value of your Kia, giving you peace of mind. A GFV loan offers flexibility at the end of your loan term where you can choose one of three options: trade-in, keep or return your car.
Kia Sportage
Personal Finance
Enjoy a tailored experience with a Kia Finance consumer loan, including flexible loan options, competitive fixed interest rates and repayments for the life of your loan.
Kia Tasman
Business Finance
A Business Loan can be a smart way to finance your car if it's used for work more than half the time. Discover the benefits of a Business Loan with Kia Finance.
Kia EV5
Kia Renew Guaranteed Future Value1
With a Guaranteed Future Value (GFV) loan, you can secure the minimum future value of your Kia, giving you peace of mind. A GFV loan offers flexibility at the end of your loan term where you can choose one of three options: trade-in, keep or return your car.

Kia Finance Customer Portal

If you are an existing Kia Finance customer with a contract starting on or after 1 June 2025, you can manage your account online using the Kia Finance Customer Portal. Update your personal details, manage payments, access important documents, and connect with our support team - all in one place.

Kia finance customer portal

Electric Vehicle Finance Discount

Kia Finance offers discounted finance on eligible Kia electric vehicles (EVs), helping to reduce upfront cost barriers to EV adoption – making electric mobility a more achievable option for more Australians.

 

Approved applicants receive a 0.50% p.a. discount off their personalised interest rate* when financing an eligible new and demo (<5,000 km) Kia battery electric vehicles with a retail price of $91,387 or less including GST.

Kia EV4 sedan blue top quarter view





FAQs





What do I need to apply for a Kia Finance loan?

At Kia Finance, our Business Managers will guide you through your finance options and tailor a solution to suit you.

To start your application, we’ll require the following information:

 

Proof of identity - current driver’s licence.

 

Proof of income - 2 most recent and consecutive pay slips. Alternatively, you can simply upload your bank statements through our secure portal at your local Kia Finance dealer (most Australian online bank accounts supported).

 

Proof of residence and rent – rental statement or tenancy agreement if you're currently renting.



If you’re applying for a Business Loan, you may also need to provide:



• Proof of ABN and business registration

• BAS and bank statements

• Business financials (based on your business's operating history)

• Certified copy of Trust deed (if applicable)

 

Your Business Manager will guide you on the specific information needed for your application.

Disclaimers

Finance is provided by Hyundai Capital Australia Pty Ltd ABN 42 611 226 316 Australian Credit Licence 554051 trading as Kia Finance. For approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply.

 

The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Kia Finance is general in nature and does not take into account your objectives, financial situation and needs. Before making a decision about any of the product and services featured on this website, you should consider whether it is appropriate for you, including consulting with your own independent legal, taxation and financial advisor.

 

1The Kia Renew Guaranteed Future Value (GFV) is the minimum future value of your approved Kia set out in your contract. At the end of the term, you can choose to sell your car to us, and we will pay the GFV which you can deduct from the amount you pay us under the contract on the last day of term. We will only pay the GFV if, on the last day of term, you're not in default under your contract, your contract has not ended early, and you have met the fair wear and tear requirements and the agreed kilometres. Adjustments to the GFV may apply that result in you having to pay any shortfall to meet your obligations under the contract. Approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply.


*Offer available on approved finance applications received after 23/01/2026 for eligible new and demonstrator Kia battery electric vehicles only. Excludes all hybrid electric vehicles. Vehicle eligibility, price cap and other criteria apply. The maximum eligible vehicle price is $91,387 GST inclusive based on the original vehicle invoice price. A customer deposit or trade-in does not reduce the vehicle price for eligibility purposes. For the purposes of this offer, demonstrator vehicles must meet the CEFC demonstrator eligibility criteria and are not determined by Kia Australia Pty Ltd’s demonstrator definition. Eligible demonstrators must have less than 5,000km. Discounts are applied to the customer’s personalised interest rate and campaign. This offer cannot be combined with any other finance offer unless it’s expressly stated in that offer’s terms. Not available to government, rental or novated lease customers or with other offers. Approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply. The CEFC is not involved in individual financing decisions. Credit for the EV Finance Discount is provided by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051, reserves the right to change or withdraw this offer at any time.

The whole new levels of peace of mind
At speeds of 20 km/h or higher, BCW alerts you if a vehicle enters your blind spot, even when you are in the process of changing lanes. LED warnings flash on the door mirror and an audio warning is emitted when you signal to make a lane change.