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Business Finance

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Business Finance Benefits with Kia Finance

  • kia finance all inclusive costs icon
    All inclusive finance
    We can finance the upfront cost of your vehicle including on-roads, options, accessories.*
  • kia finance tax effective options icon
    Possible tax benefits[T]
    Possible tax benefits for your business with a Chattel Mortgage.
  • kia finance balloon payments icon
    Tailor your repayments
    Depending on your cash flow requirements you may decide to have a balloon value at the end of the term or pay a deposit upfront^. We are here to provide options to you.
  • kia finance easy payment terms days calendar icon
    Choose your term
    Choose a term between two and seven years that suits your needs and objectives.
  • kia finance easy payment expert help icon
    Helping you along the way
    Our finance consultants are here to help you through the finance process.

kia personal loan features financing

Finance your on road costs including rego

kia personal loan features payment terms

Choose a term from two to seven years

kia personal loan features kia finance security

Use your Kia as a security for your finance

kia personal loan features easy application process

Apply directly through your local Kia dealer



Chattel Mortgage





 Balloon is optional




 Repayments are tax deductible




 Depreciation of the asset is tax deductible




 Interest is tax deductible




 GST is payable on the cost of the asset




 GST is payable on the Repayments




[T]The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.


*Approved applicants only. Credit criteria, fees, charges and terms and conditions apply.


^Where a balloon value is selected, the full amount of the balloon is due at the end of your contract period. As the balloon payment amount may be higher than the regular repayments, please consider how you will be able to make a balloon repayment before selecting a balloon value amount.



Speak to a Kia Finance Specialist

For new finance enquiries contact your preferred Kia dealership.

Existing Kia Finance customers please contact:

Allied Credit 1300 952 841 (loan commenced post 07/22) or
St George Bank 1300 301 315 (loan commenced pre 07/22)

Kia Finance is a registered trademark of Kia Corporation and is operated under licence by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian credit licence 483211.

The whole new levels of peace of mind
At speeds of 20 km/h or higher, BCW alerts you if a vehicle enters your blind spot, even when you are in the process of changing lanes. LED warnings flash on the door mirror and an audio warning is emitted when you signal to make a lane change.