Personal Motor Loan (PML) Car Finance | Kia UK
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Personal Motor Loan (PML) offers

A more traditional car finance option over a fixed period for a fixed monthly amount.

You pay a deposit then make regular monthly repayments to repay the balance. As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement.

Only once all monthly repayments have been made will you own the car.

PML offers

Here are some of our most popular Personal Motor Loan model offers running at the moment.

  • Personal Motor Loan (PML)
    Ceed: 6.9% APR Representative
    Ceed: 6.9% APR Representative

    No minimum customer deposit on 6.9% APR Representative PML.


    Terms apply - scroll to bottom to view.

  • Personal Motor Loan (PML)
    Picanto: 6.9% APR Representative
    Picanto: 6.9% APR Representative

    No minimum customer deposit on 6.9% APR Representative PML.

     

    Terms apply - scroll to bottom to view.

  • Personal Motor Loan (PML)
    XCeed: 6.9% APR Representative
    XCeed: 6.9% APR Representative

    No minimum customer deposit on 6.9% APR Representative PML.

     

    Terms apply - scroll to bottom to view.

PML offers by car

Other offers

  • The all-new Sportage
    The all-new Sportage

    Available with 4.9% APR Personal Contract Purchase and £500 towards your Kia PCP contribution over 36 months with no minimum customer deposit.

     

    Terms apply - scroll to bottom to view.

  • Scrappage Scheme: up to £2,250 allowance
    Scrappage Scheme: up to £2,250 allowance

    The Kia Scrappage Scheme. Available on Stonic, Picanto & Rio when you trade in your old car.

     

    Terms apply - scroll to bottom to view.

     

Terms & Conditions

 

Scrappage:

 

Scrappage saving of £1,750 (incl. VAT) on Picanto and Rio, and £2,250 (incl. VAT) on Stonic. Offer available on purchase of a new Picanto, Rio or Stonic in the United Kingdom between 01.04.2022 and 30.06.2022. Retail Sales only. This offer is conditional on the scrappage of a car or van, of any make, in good working order, not identified as an insurance write off category A or B, originally registered on or before 30.06.2015, and owned by the customer for at least three months. The scrappage saving is in lieu of all other offers. Only one scrappage payment can be claimed for each vehicle scrapped. Kia reserves the right to amend or withdraw offers at any time without prior notice. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

The all-new Sportage:

 

£500 towards your Personal Contract Purchase Deposit on all-new Sportage. Offer available on purchase of a new Kia Sportage in the United Kingdom between 01.04.2022 and 30.06.2022. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

XCeed:

 

Offer available on purchase of a new XCeed in the United Kingdom between 01.04.2022 and 30.06.2022. Retail sales only. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

Ceed:

 

Offer available on purchase of a new Ceed in the United Kingdom between 01.04.2022 and 30.06.2022. Retail sales only. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.

 

Picanto:

 

Offer available on purchase of a new Picanto in the United Kingdom between 01.04.2022 and 30.06.2022. Retail sales only. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.