Personal Motor Loan (PML) Car Finance | Kia UK
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Personal Motor Loan (PML) Offers

A more traditional car finance option over a fixed period for a fixed monthly amount.

You pay a deposit then make regular monthly repayments to repay the balance. As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement. Then once all monthly repayments have been made, you will own the car.

PML offers

Here are some of our most popular Personal Motor Loan car finance offers running at the moment.

  • Personal Motor Loan (PML)
    e-Niro: 4.9% APR Representative
    e-Niro: 4.9% APR Representative

    No minimum customer deposit on 4.9% APR Representative PML. Terms apply - scroll to bottom to view.

  • Personal Motor Loan (PML)
    Soul EV: 4.9% APR Representative
    Soul EV: 4.9% APR Representative

    No minimum customer deposit on 4.9% APR Representative PML. Terms apply - scroll to bottom to view.

  • Personal Motor Loan (PML)
    Sportage: 4.9% APR Representative
    Sportage: 4.9% APR Representative

    No minimum customer deposit on 4.9% APR Representative PML. Terms apply - scroll to bottom to view.

PML offers by car

Other offers

  • Go Hybrid
    Go Hybrid

    Available with 0% APR, first 2 services free & 2 years roadside assistance. Personal Contract Purchase over 24 months with 20% minimum customer deposit.

    Terms apply - scroll to bottom to view.

  • Kia Scrappage Scheme
    Kia Scrappage Scheme

    The Kia Scrappage Scheme. Available on Stonic, Picanto & Rio when you trade in your old car.

    Terms apply - scroll to bottom to view.

     

Terms & Conditions

 

Go Hybrid:

 

0% APR only available on purchase of a new Kia Sportage, Kia XCeed, Stonic, Niro Self-Charging Hybrid, and Niro Plug-In Hybrid in the United Kingdom on 24-month Personal Contract Purchase with a 20% minimum deposit between 01.07.2021 and 30.09.2021. 0% offer is not available on all-new Sorento. Offer available to private customers only, excluding Personal Contract Hire. 0% APR offer not available in conjunction with Scrappage saving. Excess miles over contracted mileage charged at 9 pence per mile. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ. *Free first two services and two-year Kia Assist Plus available on new Kia Sportage, Kia XCeed, Stonic, Niro Self-Charging Hybrid, and Niro Plug-In Hybrid models for new car orders placed before 31.08.2021 and registered between 01.07.2021 and 30.09.2021. Offer not available in conjunction with Scrappage saving. Customers have one month from their vehicle’s registration date to subscribe. Offer available to private customers only, excluding Personal Contract Hire. 7 year / 100,000 mile manufacturer’s warranty.

 

Scrappage:

 

Scrappage saving of £2,000 (incl. VAT) on new Picanto and new Rio, and £2,500 (incl. VAT) on new Stonic. Offer available on purchase of a new Picanto, Rio or Stonic in the United Kingdom between 01.07.2021 and 30.09.2021. Private customers only, excluding Personal Contract Hire. This offer is conditional on the scrappage of a car or van, of any make, in good working order, not identified as an insurance write off category A or B, originally registered on or before 30.09.2014, and owned by the customer for at least three months. The scrappage saving is in lieu of all other offers. Only one scrappage payment can be claimed for each vehicle scrapped. Kia reserves the right to amend or withdraw offers at any time without prior notice. 7 year / 100,000 mile manufacturer’s warranty. 

 

Soul EV:

 

Offer available on purchase of a new Kia Soul EV in the United Kingdom between 01.07.2021 – 30.09.2021. Private customer registrations only, excluding Personal Contract Hire. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty.

 

e-Niro:

 

Please contact your Kia Dealer for full details and exclusions. Subject to status. T&Cs apply. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. Offer available on purchase of an Kia e-Niro between 01.07.2021 and 30.09.2021.

 

Sportage: 

 

Please contact your Kia Dealer for full details and exclusions. Subject to status. T&Cs apply. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. Offer available on purchase of a Kia Sportage between 01.07.2021 and 30.09.2021.