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Personal Finance

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Personal Finance Benefits with Kia Finance

  • kia finance all inclusive finance icon
    All inclusive finance
    We can finance the upfront cost of your vehicle including on-roads, options, accessories*
  • kia finance easy payment options icon
    Tailor your repayments
    Pay a deposit upfront or select a balloon value at the end of the term to reduce your monthly repayments.^
  • kia finance easy payment terms days calendar icon
    Choose your term
    Choose a term between two and seven years that suits your needs and objectives
  • kia finance easy advice icon
    Helping you along the way
    Our finance consultants are here to help you through the finance process.

*Approved applicants only. Credit criteria, fees, charges and terms and conditions apply.


^Where a balloon value is selected, the full amount of the balloon is due at the end of your contract period. As the balloon payment amount may be higher than the regular repayments, please consider how you will be able to make a balloon repayment before selecting a balloon value amount.

Personal Fixed Rate Loans

Our personal fixed rate loan allows you to:

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Finance your on road costs including rego

kia personal loan features payment terms

Choose a term from two to seven years

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Use your Kia as a security for your finance

kia personal loan features easy application process

Apply directly through your local Kia dealer

The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Speak to a Kia Finance Specialist

For new finance enquiries contact your preferred Kia dealership.

Existing Kia Finance customers please contact:

Allied Credit 1300 952 841 (loan commenced post 07/22) or
St George Bank 1300 301 315 (loan commenced pre 07/22)

Kia Finance is a registered trademark of Kia Corporation and is operated under licence by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian credit licence 483211.

The whole new levels of peace of mind
At speeds of 20 km/h or higher, BCW alerts you if a vehicle enters your blind spot, even when you are in the process of changing lanes. LED warnings flash on the door mirror and an audio warning is emitted when you signal to make a lane change.