Personal Contract Purchase (PCP) offers
PERSONAL CONTRACT PURCHASE (PCP) OFFERS
How does PCP work?
With a Personal Contract Purchase (PCP), you pay for a portion of the vehicle's upfront sale price over a number of years, but can then settle the balance - and own the car - once the contract concludes. Alternatively, when your PCP car finance payments are over, you can hand the car back to us with nothing further to pay (subject to mileage and fair wear and tear).
At the start of the agreement we’ll set an optional final payment for your car, this will be based upon your chosen agreement term and approximate annual mileage.
You pay a deposit and then make monthly repayments based on the outstanding loan balance less the optional final payment.
At the end of the monthly repayment period you’ll have three options:
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Pay the optional final payment and take ownership of the car
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Hand back the car with nothing more to pay. Subject to mileage and fair wear and tear. If electing to hand the vehicle back at the end of contract, any mileage in excess of the agreed limit will be chargeable at 9p per mile (Inc. VAT) for all models.
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Part exchange the car and use any equity as a deposit on your next car (if any available, which cannot be guaranteed)
All policies are subject to mileage and fair wear and tear. If you decide to return the vehicle to us at the end of the contract, any milage in excess of the agreed limited will be chargeable at 9p per mile, including VAT.
Deposit contributions on selected finance products
With a number of ways to buy your new Kia, you'll find a car finance offer to suit you.
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Personal Contract Purchase (PCP)
Sportage: 7.9% APR Representative
7.9% APR over 36 months with no minimum customer deposit and up to £1,500 PCP Finance Deposit Contribution.
Terms apply - scroll to bottom to view.
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Personal Contract Purchase (PCP)
Picanto: 7.9% APR Representative
7.9% APR over 36 months with no minimum customer deposit and £1,000 PCP Finance Deposit Contribution.
Terms apply - scroll to bottom to view.
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Personal Contract Purchase (PCP)
Stonic: 7.9% APR Representative
7.9% APR over 36 months with no minimum customer deposit and £1,250 PCP Finance Deposit Contribution.
Terms apply - scroll to bottom to view.
We offer PCP across the whole Kia range
FAQs
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What does PCP stand for?
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Which car finance option is best for me: PCP or lease?
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Is there a PCP calculator to help me calculate different finance options?
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Is PCP worth it?
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Is PCP worth it?
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What are the differences between a Personal Contract Purchase (PCP) and Hire Purchase (HP)?
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Book a test drive with your local Kia dealer.
Book a test drive with your local Kia dealer.
Download a brochure today.
Download a brochure today.
Design and build your perfect Kia.
Design and build your perfect Kia.
Choose your dream Kia car and use our finance calculator to create a personalised finance quote.
Choose your dream Kia car and use our finance calculator to create a personalised finance quote.
Additional personal and business offers
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Used Car Offers
We ensure all our pre-owned vehicles meet the high standards our customers deserve.
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Motability Offers
Find out about low advance payments and weekly allowances.
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Business Offers
Discover the perfect arrangement for you and your business.
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Offers for Owners
Need a service? Book online with us at a time that suits you.
Terms & Conditions
Sportage:
£1,500 towards your PCP Finance Deposit Contribution on Sportage HEV or Sportage Petrol and £500 on Sportage PHEV. Offer available on purchase of a new Kia Sportage in the United Kingdom between 02.4.2024 and 30.6.2024. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.
Picanto:
£1,000 towards your PCP Finance Deposit on Picanto. Offer available on purchase of a new Kia Picanto in the United Kingdom between 02.4.2024 and 30.6.2024. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.
Stonic:
£1,250 towards your Personal Contract Purchase deposit on Stonic. Offer available on purchase of a new Kia Stonic in the United Kingdom between 02.4.2024 and 30.6.2024. Retail Sales only. Further charges may be made subject to the condition or mileage of the vehicle. Kia reserves the right to amend or withdraw offers at any time without prior notice. Finance T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance RH2 9AQ. 7 year / 100,000 mile manufacturer’s warranty. For full terms and exclusions click here.
Kia UK Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 731457 for credit broking and is a credit broker and not a lender. Kia UK Limited introduces customers to its appointed dealers who act as credit brokers in their own right and who may introduce customers to Hyundai Capital UK Limited, trading as Kia Finance, which is authorised and regulated by the Financial Conduct Authority under firm reference number 581186 as a lender. Our appointed dealers will typically receive a fixed fee from Kia Finance for this introduction. However, the amount of commission received by a dealer does not impact the amount paid by a customer under the credit agreement. Kia UK Ltd is registered in England & Wales No: 4415807. Registered Office: Walton Green, Walton-On-Thames, Surrey, KT12 1FJ.